Is this the right branch?
PUNB
Punjab National Bank
0
always zero
012920
Garulia
Match the branch name and town with your cheque or passbook before you send money.
How should I send money here?
UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum
*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.
{"best":"✔ Best choice","ok":"✓ Also works","no":"✕ Not for this amount","off":"✕ Not at this branch","a1":"Use UPI or IMPS — the money arrives in seconds, any day. NEFT also works.","a2":"Use IMPS — instant. Too much for most UPI apps, too little for RTGS.","a3":"Use RTGS for large amounts. IMPS and NEFT also work.","a4":"Use RTGS — no upper limit, real-time. NEFT also works; IMPS stops at ₹5 lakh.","a5":"This branch does not take RTGS — use NEFT (any amount) or IMPS (up to ₹5 lakh).","a6":"This branch does not take RTGS — use NEFT, which has no upper limit. IMPS stops at ₹5 lakh."}PNB branches near Garulia
| Branch | IFSC | PIN |
|---|---|---|
| Shyamnagar Basudevpur Rd, Shyamnagar | PUNB0097520 | — |
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IFSC Code of Garulia, Punjab National Bank
The IFSC code of Garulia branch of Punjab National Bank, located at Ghosepara Rd, Shyamnagar, PGS(N), Shyamnagar, West Bengal is PUNB0012920. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.
| Website | pnb.bank.in ↗ |
| District | Shyamnagar |
| State | West Bengal |
| Area | North 24 Parganas |
New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.
More about this branch
Sample cheque showing where IFSC and MICR are printed
Specimen image for reference only. IFSC PUNB0012920 belongs to Garulia, Punjab National Bank.
Branch Location
Garulia — Punjab National BankGhosepara Rd, Shyamnagar, PGS(N)
Shyamnagar, West Bengal, India
Branch details of PUNB0012920 as a JSON file