Is this the right branch?
Match the branch name and town with your cheque or passbook before you send money.
How should I send money here?
*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.
{"best":"✔ Best choice","ok":"✓ Also works","no":"✕ Not for this amount","off":"✕ Not at this branch","a1":"Use UPI or IMPS — the money arrives in seconds, any day. NEFT also works.","a2":"Use IMPS — instant. Too much for most UPI apps, too little for RTGS.","a3":"Use RTGS for large amounts. IMPS and NEFT also work.","a4":"Use RTGS — no upper limit, real-time. NEFT also works; IMPS stops at ₹5 lakh.","a5":"This branch does not take RTGS — use NEFT (any amount) or IMPS (up to ₹5 lakh).","a6":"This branch does not take RTGS — use NEFT, which has no upper limit. IMPS stops at ₹5 lakh."}PNB branches near Payal
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IFSC Code of Payal, Punjab National Bank
The IFSC code of Payal branch of Punjab National Bank, located at Payal, Payal ,distt Ludhiana, Punjab is PUNB0456100. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.
The MICR (Magnetic Ink Character Recognition) code of this branch is 141024152. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.
| Website | pnb.bank.in ↗ |
| District | Payal ,distt Ludhiana |
| State | Punjab |
| Area | Disttludhiana |
New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.
More about this branch
Sample cheque showing where IFSC and MICR are printed
Specimen image for reference only. IFSC PUNB0456100 belongs to Payal, Punjab National Bank.
Branch Location
Payal — Punjab National BankPayal
Payal ,distt Ludhiana, Punjab, India