Language:
Updated: 31 Oct 2026, 12:03 pm IST

PNB Ghagwal, Samba – IFSC PUNB0981200

Punjab National Bank · Ghagwal Dist Samba Jammu and Kashmir 184141, Samba, Jammu And Kashmir

Copied to clipboard!

Bank
Punjab National Bank
Branch
Ghagwal
MICR Code
180024044
Address
Ghagwal Dist Samba Jammu and Kashmir 184141
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

PUNB
Punjab National Bank
0
always zero
981200
Ghagwal

This is the only PNB branch with PIN code 184141 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

PNB branches near Ghagwal

BranchIFSCPIN
Vijaypur Main Chowk Vijaypur 184120 PUNB0119410 184120
Kathua Kathua Kalibari Chowk 184101 PUNB0163310 184101
Phinter Billawar Road Phinter JK Billa 184203 PUNB0927800 184203
Bani, Dist Kathua Bani, Dist Kathua, Jammu and Kashmir Bani 184206 PUNB0971200 184206
Samba National Highway PUNB0459600 —

The map loads only when you ask for it — the page stays fast on phones.

IFSC Code of Ghagwal, Punjab National Bank

The IFSC code of Ghagwal branch of Punjab National Bank, located at Ghagwal Dist Samba Jammu and Kashmir 184141, Samba, Jammu And Kashmir is PUNB0981200. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 180024044. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websitepnb.bank.in ↗
DistrictSamba
StateJammu And Kashmir
PIN Code184141
AreaJammu

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for PUNB0981200 — Ghagwal, Punjab National Bank

Specimen image for reference only. IFSC PUNB0981200 belongs to Ghagwal, Punjab National Bank.

Branch Location
Ghagwal — Punjab National Bank
Ghagwal Dist Samba Jammu and Kashmir 184141
Samba, Jammu And Kashmir, India — PIN 184141
Branch details of PUNB0981200 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)