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Updated: 31 Oct 2026, 12:03 pm IST

PNB Kharu, Ladak – IFSC PUNB0959100

Punjab National Bank · Kharu Market District-Leh JK Ladak 194201, Ladak, Jammu And Kashmir

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Bank
Punjab National Bank
Branch
Kharu
Address
Kharu Market District-Leh JK Ladak 194201
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

PUNB
Punjab National Bank
0
always zero
959100
Kharu

This is the only PNB branch with PIN code 194201 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

PNB branches near Kharu

BranchIFSCPIN
Kargil Ladaakh PNB Kargil Near John Palace Main Bazar & JK Kargi 194103 PUNB0974900 194103
Lehladakh FLR Padma Wangtak Complex Nritbf Campus 194101 PUNB0225510 194101
Sankoo PNB Main Bazar LD Kargi 194301 PUNB0958400 194301

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IFSC Code of Kharu, Punjab National Bank

The IFSC code of Kharu branch of Punjab National Bank, located at Kharu Market District-Leh JK Ladak 194201, Ladak, Jammu And Kashmir is PUNB0959100. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

Websitepnb.bank.in ↗
DistrictLadak
StateJammu And Kashmir
PIN Code194201
AreaLeh

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for PUNB0959100 — Kharu, Punjab National Bank

Specimen image for reference only. IFSC PUNB0959100 belongs to Kharu, Punjab National Bank.

Branch Location
Kharu — Punjab National Bank
Kharu Market District-Leh JK Ladak 194201
Ladak, Jammu And Kashmir, India — PIN 194201
Branch details of PUNB0959100 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)