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Updated: 31 Oct 2026, 12:03 pm IST

PSB Punjab, Raikot – IFSC PSIB0020988

Punjab And Sind Bank · Raikot Near Tehsil Main Market Distt Ludhiana Punjab, Raikot, Punjab

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Bank
Punjab And Sind Bank
Branch
Raikot Punjab
MICR Code
141023302
Address
Raikot Near Tehsil Main Market Distt Ludhiana Punjab
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

PSIB
Punjab And Sind Bank
0
always zero
020988
Raikot Punjab

Match the branch name and town with your cheque or passbook before you send money.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

PSB branches near Punjab

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IFSC Code of Raikot Punjab, Punjab And Sind Bank

The IFSC code of Raikot Punjab branch of Punjab And Sind Bank, located at Raikot Near Tehsil Main Market Distt Ludhiana Punjab, Raikot, Punjab is PSIB0020988. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 141023302. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websitepunjabandsind.bank.in ↗
DistrictRaikot
StatePunjab
AreaLudhiana

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for PSIB0020988 — Raikot Punjab, Punjab And Sind Bank

Specimen image for reference only. IFSC PSIB0020988 belongs to Raikot Punjab, Punjab And Sind Bank.

Branch Location
Raikot Punjab — Punjab And Sind Bank
Raikot Near Tehsil Main Market Distt Ludhiana Punjab
Raikot, Punjab, India
Branch details of PSIB0020988 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)