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Updated: 31 Oct 2026, 12:03 pm IST

Kotak Pal Road, Surat – IFSC KKBK0002886

Kotak Mahindra Bank Limited · Rio Empire, Pal Road, Pal, Surat . Gujarat 395009, Surat, Gujarat

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Bank
Kotak Mahindra Bank Limited
Branch
Surat Pal Road
MICR Code
395485036
Address
Rio Empire, Pal Road, Pal, Surat . Gujarat 395009
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

KKBK
Kotak Mahindra Bank Limited
0
always zero
002886
Surat Pal Road
Careful — 2 other Kotak branches have the same PIN code 395009. Check the branch name on your cheque or passbook before you send money.
Surat Pal Road this pageKKBK0002886Rio Empire, Pal Road, Pal, Surat . Gujarat 395009
LP Savani Road BranchKKBK0002855No G Riddhi Residency LP Savani Road Adajan Surat 395009
Surat Adajan BranchKKBK0002848Adajan Surat, Green Elina Complex Anand Mahal Road 395009

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Kotak branches near Pal Road

Branches with other PIN codes close by:

BranchIFSCPIN
Surat - Athwagate Solaris Royce, Athwagate, Ring Road, Surat, Gujarat 395008 KKBK0002853 395008
Surat - Uttran Royal Square, VIP Circle, Uttran, Surat, Gujarat 395008 KKBK0002894 395008
Sosyo Circle Branch Blue Ski Opp HP Petrol Pump Bamroli Road Sosyo Circle Surat 395007 KKBK0002864 395007
Surat K.G. Point, Ghod Dod Road, Near Ganga Palace, Surat 395007 KKBK0000871 395007
Surat - Vesu Canal Path Galloping Corridor, Vesu Canal Path, Surat . Gujarat 395007 KKBK0002890 395007
Surat Althan Western Shoppers VIP Road Village Althan Surat Gujarat 395007 KKBK0002883 395007
Surat Navjivan Circle U M Corridor, Sosyo Circle, Navjivan Circle, Udhana Magdalla Rd, Surat, Gujarat 395007 KKBK0002895 395007
Vesu Branch Shop No G Trinity Orion Beside Jolly Residency Vesu Surat 395007 KKBK0002866 395007
Sarthana Branch G B Deep Kamal Commercial Complex SMC Sarthana Surat 395006 KKBK0002862 395006
Surat - Kapodara Om Empire, Mamta Park Society, Kapodara Varachha Main Road, Surat, Gujarat 395006 KKBK0002893 395006

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IFSC Code of Surat Pal Road, Kotak Mahindra Bank Limited

The IFSC code of Surat Pal Road branch of Kotak Mahindra Bank Limited, located at Rio Empire, Pal Road, Pal, Surat . Gujarat 395009, Surat, Gujarat is KKBK0002886. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 395485036. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websitekotak.bank.in ↗
DistrictSurat
StateGujarat
PIN Code395009
AreaSurat City

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for KKBK0002886 — Surat Pal Road, Kotak Mahindra Bank Limited

Specimen image for reference only. IFSC KKBK0002886 belongs to Surat Pal Road, Kotak Mahindra Bank Limited.

Branch Location
Surat Pal Road — Kotak Mahindra Bank Limited
Rio Empire, Pal Road, Pal, Surat . Gujarat 395009
Surat, Gujarat, India — PIN 395009
Branch details of KKBK0002886 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)