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Updated: 31 Oct 2026, 12:03 pm IST

Karnataka Bank Punjab, Ludhiana – IFSC KARB0000452

Karnataka Bank Limited · Ist Complex, Nirankari Kucha, G.T. Road, Millerganj Ludhiana 141003, Ludhiana, Punjab

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Bank
Karnataka Bank Limited
Branch
Ludhiana Punjab
MICR Code
141052002
Address
Ist Complex, Nirankari Kucha, G.T. Road, Millerganj Ludhiana 141003
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

KARB
Karnataka Bank Limited
0
always zero
000452
Ludhiana Punjab

This is the only Karnataka Bank branch with PIN code 141003 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Karnataka Bank branches near Punjab

BranchIFSCPIN
Ludhiana-Chandigarh Road Sector, Chandigarh Road, Ludhiana 141010 KARB0000634 141010

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IFSC Code of Ludhiana Punjab, Karnataka Bank Limited

The IFSC code of Ludhiana Punjab branch of Karnataka Bank Limited, located at Ist Complex, Nirankari Kucha, G.T. Road, Millerganj Ludhiana 141003, Ludhiana, Punjab is KARB0000452. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 141052002. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websitekarnatakabank.bank.in ↗
DistrictLudhiana
StatePunjab
PIN Code141003

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for KARB0000452 — Ludhiana Punjab, Karnataka Bank Limited

Specimen image for reference only. IFSC KARB0000452 belongs to Ludhiana Punjab, Karnataka Bank Limited.

Branch Location
Ludhiana Punjab — Karnataka Bank Limited
Ist Complex, Nirankari Kucha, G.T. Road, Millerganj Ludhiana 141003
Ludhiana, Punjab, India — PIN 141003
Branch details of KARB0000452 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)