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Updated: 31 Oct 2026, 12:03 pm IST

J&K Bank Phaliana, Rajouri – IFSC JAKA0PHALIA

Jammu And Kashmir Bank Limited · Post Office Muradpur, Rajouri, JK 185131, Rajouri, Jammu And Kashmir

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Bank
Jammu And Kashmir Bank Limited
Branch
Phaliana
MICR Code
185051023
Address
Post Office Muradpur, Rajouri, JK 185131
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

JAKA
Jammu And Kashmir Bank Limited
0
always zero
PHALIA
Phaliana
Careful — 7 other J&K Bank branches have the same PIN code 185131. Check the branch name on your cheque or passbook before you send money.
Phaliana this pageJAKA0PHALIAPost Office Muradpur, Rajouri, JK 185131
City ChowkJAKA0CITYCHCity Chowk, Near Old Bus Stand Rajouro 185131
KheoraJAKA0KHEORAKheora, Tehsil and District Rajouri 185131
ManjakoteJAKA0MANAJAManjakote, District Rajouri 185131
Muradpur RajouriJAKA0MURDPRMuradpur, Rajouri, JK 185131
PalmaJAKA0PALMAAPost Office Palma, Tehsil District Rajouri 185131
TandwalJAKA0TANDWAPost Office-Tandwal Tehsil District Rajouri 185131
Zonal Office Jammu West RajouriJAKA0ZORAJOMain Bazar Rajouri Opposite Thesil Office Rajouri Jammu and Kashmir 185131

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

J&K Bank branches near Phaliana

Branches with other PIN codes close by:

BranchIFSCPIN
Dhangri Dhangri, Post Office-Dhangri, Tehsil District-Rajouri, JK 185132 JAKA0DANGRI 185132
Kallar Kallar, Post Office-Dalogra, Tehsil District-Rajouri, JK 185134 JAKA0KALLAR 185134
Bus Stand Mendher Near Bus Stand Mendher, Poonch 185111 JAKA0BSMEND 185111
Chowki Handan Chowki Handan, Post Office-Chowki, Tehsil-Nowshera, District-Rajouri, JK 185151 JAKA0CHOHAN 185151
Balshama Post Office-Bakha, Tehsil Sunderbani, District-Rajouri, JK 185152 JAKA0BALSHA 185152
Lamberi Post Office Lamberi, District Rajouri, Tehsil Nowshera, Jammu JK 185152 JAKA0LAMBER 185152
Loharakote Sunderbani Near LIC Office Loharakote, Sunderbani, Rajouri 185153 JAKA0LOHARA 185153
Bhata Dhuria Bhatta Dhuria, Post Office-Bhata Duria, Tehsil-Mendhar, District-Poonch, JK 185121 JAKA0BHATAA 185121
Bufliaz Poonch Bufliaz, Post Office, Tehsil Surankot, Poonch 185121 JAKA0BUFLAZ 185121
Chandimarh Chandimarh, Tehsil Surankote, District Poonch, Jandk 185121 JAKA0CHANDI 185121

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IFSC Code of Phaliana, Jammu And Kashmir Bank Limited

The IFSC code of Phaliana branch of Jammu And Kashmir Bank Limited, located at Post Office Muradpur, Rajouri, JK 185131, Rajouri, Jammu And Kashmir is JAKA0PHALIA. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 185051023. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

DistrictRajouri
StateJammu And Kashmir
PIN Code185131

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for JAKA0PHALIA — Phaliana, Jammu And Kashmir Bank Limited

Specimen image for reference only. IFSC JAKA0PHALIA belongs to Phaliana, Jammu And Kashmir Bank Limited.

Branch Location
Phaliana — Jammu And Kashmir Bank Limited
Post Office Muradpur, Rajouri, JK 185131
Rajouri, Jammu And Kashmir, India — PIN 185131
Branch details of JAKA0PHALIA as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)