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Updated: 31 Oct 2026, 12:03 pm IST

J&K Bank Munand Guffan, Kulgam – IFSC JAKA0MUNAND

Jammu And Kashmir Bank Limited · Munand Guffan, Kulgam, Jammu And Kashmir

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Bank
Jammu And Kashmir Bank Limited
Branch
Munand Guffan
MICR Code
192051301
Address
Munand Guffan
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

JAKA
Jammu And Kashmir Bank Limited
0
always zero
MUNAND
Munand Guffan

Match the branch name and town with your cheque or passbook before you send money.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

J&K Bank branches near Munand Guffan

BranchIFSCPIN
Arrah Arrah, Kulgam JAKA0ARAHAN —
Arwani Arwani District Kulgam 192124 JAKA0ARWANI 192124
Ashmuji Ashmuji, District Kulgam 192231 JAKA0ASHMUJ 192231
Bugam Bsiness Unit Bugam, Post Office Tehsil JAKA0BOOGAM —
Chawalgam Chawalgam, District Kulgam 192231 JAKA0CHAWAL 192231
Chowgam Chowgam JAKA0CHAGAM —
Damhal Hanjipora Damhal Hanjipora JAKA0DAMHAL —
Danew Kandimarg Danew Kandi Marg Tehsil Damhal Hanjipo JAKA0DWMARG —
Devsar Kulgam JAKA0DEVSAR —
Frisal Main Market JAKA0FRISAL —

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IFSC Code of Munand Guffan, Jammu And Kashmir Bank Limited

The IFSC code of Munand Guffan branch of Jammu And Kashmir Bank Limited, located at Munand Guffan, Kulgam, Jammu And Kashmir is JAKA0MUNAND. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 192051301. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

DistrictKulgam
StateJammu And Kashmir

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for JAKA0MUNAND — Munand Guffan, Jammu And Kashmir Bank Limited

Specimen image for reference only. IFSC JAKA0MUNAND belongs to Munand Guffan, Jammu And Kashmir Bank Limited.

Branch Location
Munand Guffan — Jammu And Kashmir Bank Limited
Munand Guffan
Kulgam, Jammu And Kashmir, India
Branch details of JAKA0MUNAND as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)