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Updated: 31 Oct 2026, 12:03 pm IST

J&K Bank Fruit Mandi, Kulgam – IFSC JAKA0FMKLGM

Jammu And Kashmir Bank Limited · Fruit Market Kulgam 192231, Kulgam, Jammu And Kashmir

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Bank
Jammu And Kashmir Bank Limited
Branch
Fruit Mandi Kulgam
MICR Code
192051305
Address
Fruit Market Kulgam 192231
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

JAKA
Jammu And Kashmir Bank Limited
0
always zero
FMKLGM
Fruit Mandi Kulgam
Careful — 5 other J&K Bank branches have the same PIN code 192231. Check the branch name on your cheque or passbook before you send money.
Fruit Mandi Kulgam this pageJAKA0FMKLGMFruit Market Kulgam 192231
AshmujiJAKA0ASHMUJAshmuji, District Kulgam 192231
ChawalgamJAKA0CHAWALChawalgam, District Kulgam 192231
General Bus Stand Laroo KulgamJAKA0GBLAROGeneral Bus Stand, Laroo, District-Kulgam 192231
KillamJAKA0KEELAMJK Bank, Killam, Near Masjid Sharief, District Kulgam 192231
NillowJAKA0NILLOWNillow, District Kulgam, Kashmir 192231

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

J&K Bank branches near Fruit Mandi

Branches with other PIN codes close by:

BranchIFSCPIN
Tarigam Block Qaimoh, District Kulgam, Kashmir 192232 JAKA0TARIGA 192232
Gopalpora Kulgam Gopalpora Kulgam 192233 JAKA0GOPALK 192233
Panzath Panzath Wanpora, District Anantnag 192221 JAKA0PANZAT 192221
Shankerpora Shankerpora, PO Dialgam, Anantnag, JK 192213 JAKA0SHANKE 192213
Ahlan Gadole Ahlan Gadole, District Anantnag 192202 JAKA0AGADOL 192202
Peer Takiya Anantnag Takia Bahie, Kokernag, Anantnag, JK 192202 JAKA0PERTAK 192202
Wandevelgam Wandevelgam, Distrcit Anantnag 192202 JAKA0WANDAL 192202
Deethu Anantnag Deethu Near Old Eidgah Block and Tehsil Shangus District Anantnag Kashmir JK 192201 JAKA0DEETHU 192201
Hillar Arhama Hillar Arhama, Opposite Jamia Masjid, Anantnag, JK 192201 JAKA0HILLAR 192201
Imoh Achabal Anantnag Kashmir, Jammu 192201 JAKA0IMMOHH 192201

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IFSC Code of Fruit Mandi Kulgam, Jammu And Kashmir Bank Limited

The IFSC code of Fruit Mandi Kulgam branch of Jammu And Kashmir Bank Limited, located at Fruit Market Kulgam 192231, Kulgam, Jammu And Kashmir is JAKA0FMKLGM. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 192051305. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

DistrictKulgam
StateJammu And Kashmir
PIN Code192231

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for JAKA0FMKLGM — Fruit Mandi Kulgam, Jammu And Kashmir Bank Limited

Specimen image for reference only. IFSC JAKA0FMKLGM belongs to Fruit Mandi Kulgam, Jammu And Kashmir Bank Limited.

Branch Location
Fruit Mandi Kulgam — Jammu And Kashmir Bank Limited
Fruit Market Kulgam 192231
Kulgam, Jammu And Kashmir, India — PIN 192231
Branch details of JAKA0FMKLGM as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)