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Updated: 31 Oct 2026, 12:03 pm IST

J&K Bank Waterhal, Budgam – IFSC JAKA0WATHAL

Jammu And Kashmir Bank Limited · Opp. Jamia Masjid Waterhal, Budgam, Jammu And Kashmir

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Bank
Jammu And Kashmir Bank Limited
Branch
Waterhal
MICR Code
191051021
Address
Opp. Jamia Masjid Waterhal
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

JAKA
Jammu And Kashmir Bank Limited
0
always zero
WATHAL
Waterhal

Match the branch name and town with your cheque or passbook before you send money.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

J&K Bank branches near Waterhal

BranchIFSCPIN
Arizal Arizal Khan Sahib JAKA0ARIZAL —
Bagati Kanipora Bagati Kani Pora P/O Natipora JAKA0BKPORA —
Beerwah Main Bazar, Beerwah JAKA0BEERWA —
Budgam Budgam JAKA0MAJLIS —
Chadura Tehsil Chadoora Budgam JAKA0CHADUR —
Charripora Tehsil Chari Sharief JAKA0CHARPR —
Chattergam Tehsil-Chadura JAKA0CHATER —
Chrar I Sharief Tehsil Chari Sharief JAKA0ALNOOR —
Court Road Magam Court Road Magam JAKA0CRMAGM —
Dada Ompora Chadora JAKA0DADAOM —

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IFSC Code of Waterhal, Jammu And Kashmir Bank Limited

The IFSC code of Waterhal branch of Jammu And Kashmir Bank Limited, located at Opp. Jamia Masjid Waterhal, Budgam, Jammu And Kashmir is JAKA0WATHAL. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 191051021. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

DistrictBudgam
StateJammu And Kashmir

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for JAKA0WATHAL — Waterhal, Jammu And Kashmir Bank Limited

Specimen image for reference only. IFSC JAKA0WATHAL belongs to Waterhal, Jammu And Kashmir Bank Limited.

Branch Location
Waterhal — Jammu And Kashmir Bank Limited
Opp. Jamia Masjid Waterhal
Budgam, Jammu And Kashmir, India
Branch details of JAKA0WATHAL as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)