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Updated: 31 Oct 2026, 12:03 pm IST

IOB Kudghat, Kolkata – IFSC IOBA0002986

Indian Overseas Bank · Sprnigdle, N N Dutta Road, Kolkata 700040, Kolkata, West Bengal

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Bank
Indian Overseas Bank
Branch
Kudghat
MICR Code
700020087
Address
Sprnigdle, N N Dutta Road, Kolkata 700040
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
002986
Kudghat

This is the only IOB branch with PIN code 700040 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Kudghat

BranchIFSCPIN
Tollygunge Deshapran Sashmal Road, Kolkata 700033 IOBA0001982 700033
Gol Park Bally Gunga Terrace, Gol Park, Kolkata 700029 IOBA0000509 700029
Kolkata Tegharia Poddar Vihar, V I P Road, Kolkata 700052 IOBA0001536 700052
Calcutta Hospital Kolkata Diamond Harbour Road, Kolkata 700027 IOBA0002321 700027
Diamond Harbour Road Basant Vihar, Diamond Harbour Road, Block A, New Alipore, Kolkata 700053 IOBA0000440 700053
New Alipore Tola Saria Sadan, Diamond Harbour Road, Block O, New Alipore, Kolkata 700053 IOBA0000178 700053
Kalighat Kali Temple Road, Kalighat, Kolkata 700026 IOBA0000114 700026
Dum Dum Park Dum Park, South Dum, Kolkata 700055 IOBA0000621 700055
Lansdowne Market Sarat Bose Road, Kolkata 700025 IOBA0000135 700025
Kolkata Hrbc Hastings St Georges Gate Road, Hastings, Kolkata, West Bengal 700021 IOBA0002275 700021

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IFSC Code of Kudghat, Indian Overseas Bank

The IFSC code of Kudghat branch of Indian Overseas Bank, located at Sprnigdle, N N Dutta Road, Kolkata 700040, Kolkata, West Bengal is IOBA0002986. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 700020087. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictKolkata
StateWest Bengal
PIN Code700040

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0002986 — Kudghat, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0002986 belongs to Kudghat, Indian Overseas Bank.

Branch Location
Kudghat — Indian Overseas Bank
Sprnigdle, N N Dutta Road, Kolkata 700040
Kolkata, West Bengal, India — PIN 700040
Branch details of IOBA0002986 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)