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Updated: 31 Oct 2026, 12:03 pm IST

IOB Smesaharanpurdelhi Road, Saharanpur – IFSC IOBA0002981

Indian Overseas Bank · Avas Vikas, Delhi Road, Saharanpur, Uttar Pradesh 247001, Saharanpur, Uttar Pradesh

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Bank
Indian Overseas Bank
Branch
Smesaharanpurdelhi Road
MICR Code
247020007
Address
Avas Vikas, Delhi Road, Saharanpur, Uttar Pradesh 247001
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
002981
Smesaharanpurdelhi Road

Match the branch name and town with your cheque or passbook before you send money.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Smesaharanpurdelhi Road

BranchIFSCPIN
Bandukheri Village Bandukheri Post Fund Puri Tehsil Nakur Dt Saharanpur Uttar Pradesh 247001 IOBA0003083 247001
Chakrota Road Maharaja Singh College Chakrota Rd, Saharanpur IOBA0001063 —
Saharanpur Court Rd, Saharanpur IOBA0000434 —

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IFSC Code of Smesaharanpurdelhi Road, Indian Overseas Bank

The IFSC code of Smesaharanpurdelhi Road branch of Indian Overseas Bank, located at Avas Vikas, Delhi Road, Saharanpur, Uttar Pradesh 247001, Saharanpur, Uttar Pradesh is IOBA0002981. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 247020007. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictSaharanpur
StateUttar Pradesh

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0002981 — Smesaharanpurdelhi Road, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0002981 belongs to Smesaharanpurdelhi Road, Indian Overseas Bank.

Branch Location
Smesaharanpurdelhi Road — Indian Overseas Bank
Avas Vikas, Delhi Road, Saharanpur, Uttar Pradesh 247001
Saharanpur, Uttar Pradesh, India
Branch details of IOBA0002981 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)