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Updated: 31 Oct 2026, 12:03 pm IST

IOB Ramachandrapuram, Karaikudi – IFSC IOBA0000227

Indian Overseas Bank · Bazaar Street Ramachandrapuram 622505, Karaikudi, Tamil Nadu

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Bank
Indian Overseas Bank
Branch
Ramachandrapuram
MICR Code
622020004
Address
Bazaar Street Ramachandrapuram 622505
Phone
272 249
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
000227
Ramachandrapuram

This is the only IOB branch with PIN code 622505 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Ramachandrapuram

BranchIFSCPIN
Keeranur Near Bus Stand, Trichy Pudukottai Main Road, Keeranur 622502 IOBA0000242 622502
Mathru Trichy Pudukottai Road, Mathur 622515 IOBA0000777 622515
Namansamudram Ponnamaravathi Road, Namanasamudram 622422 IOBA0003495 622422
Pudupatti Jayam Buildings, West Car St, Pudupatti 622408 IOBA0000073 622408
Panayapatti Karpaga Vinayagar Complex, Rangiam Main Road, Panayapatti 622406 IOBA0002762 622406
Vendanpatti Thonga House Ponnamaravathy Taluk, Vendanpatti, Dist Pudukkottai 622401 IOBA0002525 622401
Mangadu Punchikadai Main Road, Mangadu, Tamil Nadu 622304 IOBA0003067 622304
Kothakottai Kothakottai, Near Vamban Naal Road 622303 IOBA0003302 622303
Thiruvarankulam Main Road, Thiruvarangulam 622303 IOBA0000735 622303
Vallathirakottai Arantangi Road Vallathirakottai 622303 IOBA0001188 622303

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IFSC Code of Ramachandrapuram, Indian Overseas Bank

The IFSC code of Ramachandrapuram branch of Indian Overseas Bank, located at Bazaar Street Ramachandrapuram 622505, Karaikudi, Tamil Nadu is IOBA0000227. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 622020004. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictKaraikudi
StateTamil Nadu
PIN Code622505
AreaSivaganga

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0000227 — Ramachandrapuram, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0000227 belongs to Ramachandrapuram, Indian Overseas Bank.

Branch Location
Ramachandrapuram — Indian Overseas Bank
Bazaar Street Ramachandrapuram 622505
Karaikudi, Tamil Nadu, India — PIN 622505
Branch details of IOBA0000227 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)