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Updated: 31 Oct 2026, 12:03 pm IST

IOB Nesapakkam, Chennai – IFSC IOBA0001312

Indian Overseas Bank · S.K. Apartments, Munuswamy Salai, West K.K. Nagar, Chennai 600078, Chennai, Tamil Nadu

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Bank
Indian Overseas Bank
Branch
Nesapakkam
MICR Code
600020069
Address
S.K. Apartments, Munuswamy Salai, West K.K. Nagar, Chennai 600078
Phone
2366 1031
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
001312
Nesapakkam
Careful — 2 other IOB branches have the same PIN code 600078. Check the branch name on your cheque or passbook before you send money.
Nesapakkam this pageIOBA0001312S.K. Apartments, Munuswamy Salai, West K.K. Nagar, Chennai 600078
MGR NagarIOBA0003508Dr MGR Complex, Anna Main Road, MGR Nagar, Chennai 600078
Padmaseshadri Bal BhavanIOBA0001492Psbb School Complex, Alagirisamy Salai, K.K. Nagar, Chennai 600078

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Nesapakkam

Branches with other PIN codes close by:

BranchIFSCPIN
Walltax Road Rama Nan Road, Opp. to Elephant Gate Police Station, Chennai 600079 IOBA0000348 600079
Chennai Pammal Pammal Main Road, Pammal Chennai 600075 IOBA0000164 600075
Tidel Park Tidel Park, Pattabhiram, (Part), Ward East, Thandurai Village, Avadi Taluk, Thiruvallur Village, Tamilnadu 600072 IOBA0004115 600072
Vanagaram Poonamalle High Road, Palli Kuppam, Vanagaram, Chennai 600077 IOBA0002776 600077
Madambakkam Shanthi Niketan Sudarsan Nagar Bus Stop, Madambakkam Main Road, Chennai 600073 IOBA0002852 600073
Selaiyur Rajakilpakkam Vil, Ganesh Nagar, Velacherry Main Road, Selaiyur, Chennai 600073 IOBA0002821 600073
Anakaputtur Jawaharlal Nehru Street, Anakaputtur Chennai 600070 IOBA0002278 600070
Periarnagar Secretariat Karthikeyan Salai, Periar Nagar, Chennai 600082 IOBA0001084 600082
Thiruvika Nagar Kumaran Nagar Ist Cross Street Chennai 600082 IOBA0003328 600082
Kotturpuram Ellaiammankoil Street Kotturpuram Chennai 600085 IOBA0002819 600085

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IFSC Code of Nesapakkam, Indian Overseas Bank

The IFSC code of Nesapakkam branch of Indian Overseas Bank, located at S.K. Apartments, Munuswamy Salai, West K.K. Nagar, Chennai 600078, Chennai, Tamil Nadu is IOBA0001312. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 600020069. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictChennai
StateTamil Nadu
PIN Code600078

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0001312 — Nesapakkam, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0001312 belongs to Nesapakkam, Indian Overseas Bank.

Branch Location
Nesapakkam — Indian Overseas Bank
S.K. Apartments, Munuswamy Salai, West K.K. Nagar, Chennai 600078
Chennai, Tamil Nadu, India — PIN 600078
Branch details of IOBA0001312 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)