Language:
Updated: 31 Oct 2026, 12:03 pm IST

IOB Urban Estate, Patiala – IFSC IOBA0002389

Indian Overseas Bank · SCF, Urban Estate Phase II Patiala Punjab State 147001, Patiala, Punjab

Copied to clipboard!

Bank
Indian Overseas Bank
Branch
Urban Estate Patiala
MICR Code
147020003
Address
SCF, Urban Estate Phase II Patiala Punjab State 147001
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
002389
Urban Estate Patiala
Careful — 2 other IOB branches have the same PIN code 147001. Check the branch name on your cheque or passbook before you send money.
Urban Estate Patiala this pageIOBA0002389SCF, Urban Estate Phase II Patiala Punjab State 147001
PatialaIOBA0000922Pratap Bhavan, Inside Sheranwala Gate, Patiala 147001
Tripari PatialaIOBA0001752Govt Senior Secondary School Tripari Patiala 147001

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Urban Estate

Branches with other PIN codes close by:

BranchIFSCPIN
Mandi Gobindgarh Opp General Bus Stand G T Road Mandi Gobindgarh 147301 IOBA0001601 147301

The map loads only when you ask for it — the page stays fast on phones.

IFSC Code of Urban Estate Patiala, Indian Overseas Bank

The IFSC code of Urban Estate Patiala branch of Indian Overseas Bank, located at SCF, Urban Estate Phase II Patiala Punjab State 147001, Patiala, Punjab is IOBA0002389. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 147020003. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictPatiala
StatePunjab
PIN Code147001

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0002389 — Urban Estate Patiala, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0002389 belongs to Urban Estate Patiala, Indian Overseas Bank.

Branch Location
Urban Estate Patiala — Indian Overseas Bank
SCF, Urban Estate Phase II Patiala Punjab State 147001
Patiala, Punjab, India — PIN 147001
Branch details of IOBA0002389 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)