Is this the right branch?
| Dera Bal this page | IOBA0001720 | Dera Sant Sarwan Dass, V P O Bal, Dera Bal 144004 |
| Jalandhar Doaba College | IOBA0001251 | Tanda Road, Jalandhar 144004 |
How should I send money here?
*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.
{"best":"✔ Best choice","ok":"✓ Also works","no":"✕ Not for this amount","off":"✕ Not at this branch","a1":"Use UPI or IMPS — the money arrives in seconds, any day. NEFT also works.","a2":"Use IMPS — instant. Too much for most UPI apps, too little for RTGS.","a3":"Use RTGS for large amounts. IMPS and NEFT also work.","a4":"Use RTGS — no upper limit, real-time. NEFT also works; IMPS stops at ₹5 lakh.","a5":"This branch does not take RTGS — use NEFT (any amount) or IMPS (up to ₹5 lakh).","a6":"This branch does not take RTGS — use NEFT, which has no upper limit. IMPS stops at ₹5 lakh."}IOB branches near Dera Bal
Branches with other PIN codes close by:
| Branch | IFSC | PIN |
|---|---|---|
| Jalandhar Cantonment Hardyal Road, Jalandhar Cantonment 144005 | IOBA0000411 | 144005 |
| Jalandhar J P Nagar Virdi Colonyjp Nagar Road Jalandhar 144001 | IOBA0003664 | 144001 |
| Jalandharbansanwala Bazar Bazar Bansanwala, Jalandhar City 144001 | IOBA0002059 | 144001 |
| Jalandharsuranussi G T Road Suranussi 144001 | IOBA0000304 | 144001 |
| Jallandhar Lally Nivas, G T Road, Jullundur City 144001 | IOBA0000190 | 144001 |
| Tehsil Road Sco LIC, Opp Tehsil Complex, Jalandhar City 144001 | IOBA0001755 | 144001 |
| Sixty-Six Feet Road Jalandhar Karol Bagh, 66 Feet Road, Jalandhar, Punjab 144022 | IOBA0003986 | 144022 |
| Adampur Doaba Punjab Khadi Mandal Bu Adampur Doaba 144102 | IOBA0000516 | 144102 |
| Kathar Sant Sarwan Dass Chari, Hospital, Vil and Post Kathar, Khat Har 144106 | IOBA0001528 | 144106 |
| Gilzian Gilzian Vill, Dasuya Tehsil Hoshiarpur 144202 | IOBA0003397 | 144202 |
The map loads only when you ask for it — the page stays fast on phones.
IFSC Code of Dera Bal, Indian Overseas Bank
The IFSC code of Dera Bal branch of Indian Overseas Bank, located at Dera Sant Sarwan Dass, V P O Bal, Dera Bal 144004, Jalandhar, Punjab is IOBA0001720. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.
The MICR (Magnetic Ink Character Recognition) code of this branch is 144020010. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.
| Website | iob.bank.in ↗ |
| District | Jalandhar |
| State | Punjab |
| PIN Code | 144004 |
New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.
More about this branch
Sample cheque showing where IFSC and MICR are printed
Specimen image for reference only. IFSC IOBA0001720 belongs to Dera Bal, Indian Overseas Bank.
Branch Location
Dera Bal — Indian Overseas BankDera Sant Sarwan Dass, V P O Bal, Dera Bal 144004
Jalandhar, Punjab, India — PIN 144004