Is this the right branch?
| Baddowal this page | IOBA0000204 | Main Road, Baddowal 142021 |
| Baddowal Fad Baddowal Cantonment | IOBA0001723 | Baddowal 142021 |
| Threeke | IOBA0000415 | Opp Godavari Motors, Threeke Ferozepur Road, Ayali Chowk 142021 |
How should I send money here?
*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.
{"best":"✔ Best choice","ok":"✓ Also works","no":"✕ Not for this amount","off":"✕ Not at this branch","a1":"Use UPI or IMPS — the money arrives in seconds, any day. NEFT also works.","a2":"Use IMPS — instant. Too much for most UPI apps, too little for RTGS.","a3":"Use RTGS for large amounts. IMPS and NEFT also work.","a4":"Use RTGS — no upper limit, real-time. NEFT also works; IMPS stops at ₹5 lakh.","a5":"This branch does not take RTGS — use NEFT (any amount) or IMPS (up to ₹5 lakh).","a6":"This branch does not take RTGS — use NEFT, which has no upper limit. IMPS stops at ₹5 lakh."}IOB branches near Baddowal
Branches with other PIN codes close by:
| Branch | IFSC | PIN |
|---|---|---|
| Jagraon Lajpat Rai Road, Jagraon 142006 | IOBA0000389 | 142006 |
| Bagha Purana Mudki Road Opp Axis Bank Bagha Purana 142038 | IOBA0003642 | 142038 |
| Moga Indira Palace Railway Road Moga 142001 | IOBA0000551 | 142001 |
| Zira New Talwandi Road, Opp Sarwan Service Station, Zira, Firozepur Punjab 142047 | IOBA0003999 | 142047 |
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IFSC Code of Baddowal, Indian Overseas Bank
The IFSC code of Baddowal branch of Indian Overseas Bank, located at Main Road, Baddowal 142021, Baddowal, Punjab is IOBA0000204. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.
The MICR (Magnetic Ink Character Recognition) code of this branch is 141020026. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.
| Website | iob.bank.in ↗ |
| District | Baddowal |
| State | Punjab |
| PIN Code | 142021 |
| Area | Ludhiana |
New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.
More about this branch
Sample cheque showing where IFSC and MICR are printed
Specimen image for reference only. IFSC IOBA0000204 belongs to Baddowal, Indian Overseas Bank.
Branch Location
Baddowal — Indian Overseas BankMain Road, Baddowal 142021
Baddowal, Punjab, India — PIN 142021