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Updated: 31 Oct 2026, 12:03 pm IST

IOB Ramanguda, Rayagada – IFSC IOBA0000495

Indian Overseas Bank · P.O. Ramanaguda 765029, Rayagada, Odisha

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Bank
Indian Overseas Bank
Branch
Ramanguda
MICR Code
765020507
Address
P.O. Ramanaguda 765029
Phone
262 123
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
000495
Ramanguda
Careful — 2 other IOB branches have the same PIN code 765029. Check the branch name on your cheque or passbook before you send money.
Ramanguda this pageIOBA0000495P.O. Ramanaguda 765029
Ogb - MukundpurIOBA0GB8306At/PO-Mukundapur, Kolnara, Rayagada, Dist-Rayagada 765029
Ogb - RamanagudaIOBA0GB8349Ramanaguda, Dist-Rayagada 765029

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Ramanguda

Branches with other PIN codes close by:

BranchIFSCPIN
Ogb - Muniguda At/PO-Muniguda, Dist-Rayagada 765020 IOBA0GB8344 765020
Ogb - Chandrapur At/PO Chandrapur, Dist-Rayagada 765026 IOBA0GB8274 765026
Ogb - Gudari Gudari, Dist-Rayagada 765026 IOBA0GB8362 765026
Ogb - Siriguda At/PO Siriguda, Dist-Rayagada 765026 IOBA0GB8300 765026
Ogb - Kenduguda Kenduguda, Dist-Rayagada 765025 IOBA0GB8297 765025
Ogb - Padmapur At/PO Padmapur, Dist-Rayagada 765025 IOBA0GB8333 765025
Padmapur P.O. Padmapur 765025 IOBA0000483 765025
Ogb - Gumuda At Gumuda Laxmipur, Dist-Rayagada 765024 IOBA0GB8326 765024
Ogb - Naira At/PO-Naira Via-Ukkamba Dist-Rayagada 765024 IOBA0GB8261 765024
Ogb - Ukkamba At/PO Ukkamba, Dist Rayagada 765024 IOBA0GB8363 765024

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IFSC Code of Ramanguda, Indian Overseas Bank

The IFSC code of Ramanguda branch of Indian Overseas Bank, located at P.O. Ramanaguda 765029, Rayagada, Odisha is IOBA0000495. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 765020507. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictRayagada
StateOdisha
PIN Code765029

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0000495 — Ramanguda, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0000495 belongs to Ramanguda, Indian Overseas Bank.

Branch Location
Ramanguda — Indian Overseas Bank
P.O. Ramanaguda 765029
Rayagada, Odisha, India — PIN 765029
Branch details of IOBA0000495 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)