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Updated: 31 Oct 2026, 12:03 pm IST

IOB Saraidhela – IFSC IOBA0002344

Indian Overseas Bank · Main Road Saraidhela Dhanbad Jharkhand 828127, Seraidhela, Jharkhand

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Bank
Indian Overseas Bank
Branch
Saraidhela
MICR Code
826020003
Address
Main Road Saraidhela Dhanbad Jharkhand 828127
Phone
222 2054
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
002344
Saraidhela

This is the only IOB branch with PIN code 828127 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Saraidhela

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IFSC Code of Saraidhela, Indian Overseas Bank

The IFSC code of Saraidhela branch of Indian Overseas Bank, located at Main Road Saraidhela Dhanbad Jharkhand 828127, Seraidhela, Jharkhand is IOBA0002344. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 826020003. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictSeraidhela
StateJharkhand
PIN Code828127
AreaDhanbad

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0002344 — Saraidhela, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0002344 belongs to Saraidhela, Indian Overseas Bank.

Branch Location
Saraidhela — Indian Overseas Bank
Main Road Saraidhela Dhanbad Jharkhand 828127
Seraidhela, Jharkhand, India — PIN 828127
Branch details of IOBA0002344 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)