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Updated: 31 Oct 2026, 12:03 pm IST

IOB Channi Himmat, Jammu – IFSC IOBA0003890

Indian Overseas Bank · Shastri Niwas, Sector 2 PVT, Channi Himmat, Jammu, Kashmir 180015, Jammu, Jammu And Kashmir

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Bank
Indian Overseas Bank
Branch
Channi Himmat
MICR Code
180020004
Address
Shastri Niwas, Sector 2 PVT, Channi Himmat, Jammu, Kashmir 180015
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
003890
Channi Himmat

This is the only IOB branch with PIN code 180015 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Channi Himmat

BranchIFSCPIN
Satwari Chowk Jammu Satwari Jammu Cantonment 180003 IOBA0001958 180003
Jammu Gandhinagar Extension, Old Railway Road, Jammu 181004 IOBA0001431 181004

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IFSC Code of Channi Himmat, Indian Overseas Bank

The IFSC code of Channi Himmat branch of Indian Overseas Bank, located at Shastri Niwas, Sector 2 PVT, Channi Himmat, Jammu, Kashmir 180015, Jammu, Jammu And Kashmir is IOBA0003890. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 180020004. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictJammu
StateJammu And Kashmir
PIN Code180015

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0003890 — Channi Himmat, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0003890 belongs to Channi Himmat, Indian Overseas Bank.

Branch Location
Channi Himmat — Indian Overseas Bank
Shastri Niwas, Sector 2 PVT, Channi Himmat, Jammu, Kashmir 180015
Jammu, Jammu And Kashmir, India — PIN 180015
Branch details of IOBA0003890 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)