Is this the right branch?
This is the only IOB branch with PIN code 403705 on this site. Still match the branch name with your cheque or passbook.
How should I send money here?
*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.
{"best":"✔ Best choice","ok":"✓ Also works","no":"✕ Not for this amount","off":"✕ Not at this branch","a1":"Use UPI or IMPS — the money arrives in seconds, any day. NEFT also works.","a2":"Use IMPS — instant. Too much for most UPI apps, too little for RTGS.","a3":"Use RTGS for large amounts. IMPS and NEFT also work.","a4":"Use RTGS — no upper limit, real-time. NEFT also works; IMPS stops at ₹5 lakh.","a5":"This branch does not take RTGS — use NEFT (any amount) or IMPS (up to ₹5 lakh).","a6":"This branch does not take RTGS — use NEFT, which has no upper limit. IMPS stops at ₹5 lakh."}IOB branches near Xeldem
| Branch | IFSC | PIN |
|---|---|---|
| Davorlim Dikarpale Royal Plaza, Main Road, Near Panchayat, Davorlim South Goa 403707 | IOBA0003060 | 403707 |
| Seraulim Ag, Reliance Park Co Operative Housing Society, Margao Colva Road, Seraulim, South Goa, Goa 403708 | IOBA0002902 | 403708 |
| Chinchinim Palmar Grande Chinchinim Salcete Goa South Goa 403715 | IOBA0003678 | 403715 |
| Zuari Nagar Greva Residency by Near Mes College Junction, Sancoale, South Goa, Goa 403726 | IOBA0002903 | 403726 |
| Vasco Da Gama Periera Chambers, Pe Jose Vaz Road, Vasco Da Gama, Goa 403802 | IOBA0000194 | 403802 |
| Goanuvem Povoasao Nuvem Salcete 403604 | IOBA0000538 | 403604 |
| Margao N A P Mansion Dias Road Malbhat Margao 403601 | IOBA0001463 | 403601 |
| Margao Gogol Satyavathy Plaza, Gogol, Margao, South Goa, Goa 403601 | IOBA0003147 | 403601 |
| Bicholim Star Mansion, Muslim Wada, Bicholim, Goa, District North Goa 403529 | IOBA0003452 | 403529 |
| Socorroserula Mapuca Panaji Road Alto Porvorim PO Socorro 403521 | IOBA0001971 | 403521 |
The map loads only when you ask for it — the page stays fast on phones.
IFSC Code of Xeldem, Indian Overseas Bank
The IFSC code of Xeldem branch of Indian Overseas Bank, located at Shop, Nirmal Residency, Xeldem, Tilamol, Goa 403705, Quepem, Goa is IOBA0003005. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.
The MICR (Magnetic Ink Character Recognition) code of this branch is 403020023. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.
| Website | iob.bank.in ↗ |
| District | Quepem |
| State | Goa |
| PIN Code | 403705 |
| Area | South Goa |
New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.
More about this branch
Sample cheque showing where IFSC and MICR are printed
Specimen image for reference only. IFSC IOBA0003005 belongs to Xeldem, Indian Overseas Bank.
Branch Location
Xeldem — Indian Overseas BankShop, Nirmal Residency, Xeldem, Tilamol, Goa 403705
Quepem, Goa, India — PIN 403705