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Updated: 31 Oct 2026, 12:03 pm IST

IOB Utai – IFSC IOBA0002325

Indian Overseas Bank · Asha Complex Patan Pul Main Road Utai District Durg Chattisgarsh 491107, Utai, Chhattisgarh

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Bank
Indian Overseas Bank
Branch
Utai
MICR Code
490020502
Address
Asha Complex Patan Pul Main Road Utai District Durg Chattisgarsh 491107
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
002325
Utai
Careful — 1 other IOB branch has the same PIN code 491107. Check the branch name on your cheque or passbook before you send money.
Utai this pageIOBA0002325Asha Complex Patan Pul Main Road Utai District Durg Chattisgarsh 491107
ManaIOBA0002324Mana Camp Main Road, Front of Navodaya Quarters, Dist Raipur, Chattisgarh 491107

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Utai

Branches with other PIN codes close by:

BranchIFSCPIN
Durg Old Sdot Office Building, BSNL T.E. Compound, Patel Chowk, Head Post Off, Durg, Chattisgarh 491001 IOBA0002877 491001
Balod Near Old Bus Stand, Sardar Line, Balod, Durg, Chattisgarh 491226 IOBA0002534 491226
Sacb Gurur Bodra Chowk, PO Gurur, Balod District 491227 IOBA0003370 491227
Sacb Bemetara Gasti Chowk Durg Road PO Benetara Dist Bemetara Chhattisgarh 491335 IOBA0003092 491335
Rajnandgaon Raipur Old Ganj Lan, Rajnandgaon, Chattisgarh 491441 IOBA0002960 491441
Sacb Ambagarh Chowki Ganj Line, PO Ambagarh Chowki, District Rajnandgaon, Chhattisgarh 491665 IOBA0003371 491665
Sacb Kawardha Amit Lodge Building Near Bus Stand PO Kawardha Dist Kabirdham 491995 IOBA0003121 491995

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IFSC Code of Utai, Indian Overseas Bank

The IFSC code of Utai branch of Indian Overseas Bank, located at Asha Complex Patan Pul Main Road Utai District Durg Chattisgarsh 491107, Utai, Chhattisgarh is IOBA0002325. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 490020502. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictUtai
StateChhattisgarh
PIN Code491107
AreaDurg

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0002325 — Utai, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0002325 belongs to Utai, Indian Overseas Bank.

Branch Location
Utai — Indian Overseas Bank
Asha Complex Patan Pul Main Road Utai District Durg Chattisgarsh 491107
Utai, Chhattisgarh, India — PIN 491107
Branch details of IOBA0002325 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)