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Updated: 31 Oct 2026, 12:03 pm IST

IOB Kesla, Kharora – IFSC IOBA0002971

Indian Overseas Bank · Baloda Bazar Main Road, Near Prakash Cloth Market, P.O. Kesla, Raipur, Chattisgarh 493225, Kharora, Chhattisgarh

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Bank
Indian Overseas Bank
Branch
Kesla
MICR Code
492020503
Address
Baloda Bazar Main Road, Near Prakash Cloth Market, P.O. Kesla, Raipur, Chattisgarh 493225
Phone
07720 28584896
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
002971
Kesla

This is the only IOB branch with PIN code 493225 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Kesla

BranchIFSCPIN
Bhatapara Raipur Mahavir Ward Bhatapara Dt, Baloda Bazar, Chattisgarh 493118 IOBA0002961 493118
Tilda R K S Plaza, Kharora Road, Tilda, PO Neora, Dist Raipur, Chattisgarh 493114 IOBA0002323 493114
Bhoring Main Road Near Bus Stand, Bhoring Mahasamund, Chhattisgarh 493445 IOBA0003388 493445
Sacb Bagbahara Main Road, Bagbahara, Mahasamund, Chhattisgarh 493449 IOBA0003387 493449
Sacb Saraipali Basti Saraipali Chowk, PO-Saraipali, Dist-Mahasamund 493558 IOBA0003094 493558
Dhamtari Opposite Power House, Raipur Road, Dhamtari, Chhattisgarh 493773 IOBA0002992 493773
Sacb Amdi Amdi, Dhamtari, Chhattisgarh 493773 IOBA0003224 493773
Sacb Sankra Sankra, School Para, District Dhamtari, State Chhattisgarh 493778 IOBA0003337 493778
Sacb Rajim Raipur Road, Rajim, Gariaband, Chhattisgarh 493885 IOBA0003357 493885

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IFSC Code of Kesla, Indian Overseas Bank

The IFSC code of Kesla branch of Indian Overseas Bank, located at Baloda Bazar Main Road, Near Prakash Cloth Market, P.O. Kesla, Raipur, Chattisgarh 493225, Kharora, Chhattisgarh is IOBA0002971. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 492020503. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictKharora
StateChhattisgarh
PIN Code493225
AreaRaipur

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0002971 — Kesla, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0002971 belongs to Kesla, Indian Overseas Bank.

Branch Location
Kesla — Indian Overseas Bank
Baloda Bazar Main Road, Near Prakash Cloth Market, P.O. Kesla, Raipur, Chattisgarh 493225
Kharora, Chhattisgarh, India — PIN 493225
Branch details of IOBA0002971 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)