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Updated: 31 Oct 2026, 12:03 pm IST

IOB Kapan, Akaltara – IFSC IOBA0003239

Indian Overseas Bank · At Kapan, Dist Janjgir, Champa, Chattisgarh 495552, Akaltara, Chhattisgarh

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Bank
Indian Overseas Bank
Branch
Kapan
MICR Code
495020251
Address
At Kapan, Dist Janjgir, Champa, Chattisgarh 495552
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
003239
Kapan
Careful — 1 other IOB branch has the same PIN code 495552. Check the branch name on your cheque or passbook before you send money.
Kapan this pageIOBA0003239At Kapan, Dist Janjgir, Champa, Chattisgarh 495552
TaraodIOBA0002573Main Road, Taraod Chowk, Tehsil Akaltara, Jangir Champa, Chattisgarh 495552

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Kapan

Branches with other PIN codes close by:

BranchIFSCPIN
Chhurrikalan At Main Road, Chhurrikalan, Korba, Chattisgarh 495450 IOBA0003162 495450
Korba Kosabadi, Niharika, Chhatisgarh State, Korba 495677 IOBA0002215 495677
Sakti Baradwar Road, Sakti, CG 495689 IOBA0004212 495689
Sacb Karhi LIG, Karhi Colony, Near Collectorate, Pomungeli, Mungeli, Chhattisgarh 495334 IOBA0003122 495334
Pendra Naveen Complex, Marwahi Main Road, Pendra, CG 495119 IOBA0004211 495119
Bilaspur Gaurav Path At-Geethanjali Enclave, Ring Road, PO-Gourav Path 495001 IOBA0003238 495001

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IFSC Code of Kapan, Indian Overseas Bank

The IFSC code of Kapan branch of Indian Overseas Bank, located at At Kapan, Dist Janjgir, Champa, Chattisgarh 495552, Akaltara, Chhattisgarh is IOBA0003239. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 495020251. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictAkaltara
StateChhattisgarh
PIN Code495552
AreaJanjgir Champa

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0003239 — Kapan, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0003239 belongs to Kapan, Indian Overseas Bank.

Branch Location
Kapan — Indian Overseas Bank
At Kapan, Dist Janjgir, Champa, Chattisgarh 495552
Akaltara, Chhattisgarh, India — PIN 495552
Branch details of IOBA0003239 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)