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Updated: 31 Oct 2026, 12:03 pm IST

IOB Payakaraopeta – IFSC IOBA0002312

Indian Overseas Bank · Main Road, Opp Chitram, Payakaraopeta 531126, Payakaraopet, Andhra Pradesh

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Bank
Indian Overseas Bank
Branch
Payakaraopeta
MICR Code
533020202
Address
Main Road, Opp Chitram, Payakaraopeta 531126
Phone
252 294
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
002312
Payakaraopeta

This is the only IOB branch with PIN code 531126 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Payakaraopeta

BranchIFSCPIN
Buchaipeta Via Vaddadi Buchaipeta 531121 IOBA0001168 531121
Narsipatnam Near Tahsildar Office, Narsipatnam, Anakapalli District, Andhra Pradesh 531116 IOBA0004186 531116
Makavarapalem Ramaraopeta Makavarapalem Visakapatnam 531113 IOBA0002603 531113
Tagarapuvalasa Beside Surya Nursing Home, Tagarapuvalasa Village, Bypass Road, Bheemunipatnam, Visakhapatnam 531162 IOBA0004146 531162
Rajapulova Rajapulova Mandal Via Chittivalasa 531166 IOBA0000948 531166
Rampuram Rampuram Via Pendurthi Mandal 531173 IOBA0000870 531173
Saripalli Saripalli, Pendurthy Mandal 531173 IOBA0001651 531173
Gujjangivalasa Gujjangivalasa, Nellimarla, Gurla 531217 IOBA0001128 531217
Gullepalle Gullepalle 531035 IOBA0002562 531035
Vaddadi GVR Complex, Chodavaram Road Butchiahpeta, Vaddadi 531026 IOBA0000371 531026

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IFSC Code of Payakaraopeta, Indian Overseas Bank

The IFSC code of Payakaraopeta branch of Indian Overseas Bank, located at Main Road, Opp Chitram, Payakaraopeta 531126, Payakaraopet, Andhra Pradesh is IOBA0002312. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 533020202. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictPayakaraopet
StateAndhra Pradesh
PIN Code531126
AreaVishakhapatnam

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0002312 — Payakaraopeta, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0002312 belongs to Payakaraopeta, Indian Overseas Bank.

Branch Location
Payakaraopeta — Indian Overseas Bank
Main Road, Opp Chitram, Payakaraopeta 531126
Payakaraopet, Andhra Pradesh, India — PIN 531126
Branch details of IOBA0002312 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)