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Updated: 31 Oct 2026, 12:03 pm IST

IOB Garacharma – IFSC IOBA0003194

Indian Overseas Bank · G R Housing Society P.O, Garacharma, South Andaman St, Garacharama, Andaman And Nicobar Islands

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Bank
Indian Overseas Bank
Branch
Garacharma
Address
G R Housing Society P.O, Garacharma, South Andaman St
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
003194
Garacharma

Match the branch name and town with your cheque or passbook before you send money.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Garacharma

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IFSC Code of Garacharma, Indian Overseas Bank

The IFSC code of Garacharma branch of Indian Overseas Bank, located at G R Housing Society P.O, Garacharma, South Andaman St, Garacharama, Andaman And Nicobar Islands is IOBA0003194. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

Websiteiob.bank.in ↗
DistrictGaracharama
StateAndaman And Nicobar Islands
AreaAndaman

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0003194 — Garacharma, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0003194 belongs to Garacharma, Indian Overseas Bank.

Branch Location
Garacharma — Indian Overseas Bank
G R Housing Society P.O, Garacharma, South Andaman St
Garacharama, Andaman And Nicobar Islands, India
Branch details of IOBA0003194 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)