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Updated: 31 Oct 2026, 12:03 pm IST

Indian Bank Phagwara, Kapurthala – IFSC IDIB000P632

Indian Bank · Handa Complex G T Road Phagwara 144401, Kapurthala, Punjab

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Bank
Indian Bank
Branch
Phagwara
MICR Code
144019203
Address
Handa Complex G T Road Phagwara 144401
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IDIB
Indian Bank
0
always zero
00P632
Phagwara

This is the only Indian Bank branch with PIN code 144401 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Indian Bank branches near Phagwara

BranchIFSCPIN
Goraya G T Road Goraya 144409 IDIB000G618 144409
Phillaur Building Dana Mandi Phillaur 144410 IDIB000P226 144410
Aman Nagar Kapurthala Aman Nagar 45 Opposite Bhatia Hospital Kapurthala 144601 IDIB000K591 144601
Kapurthala The Mall Kapurthala 144601 IDIB000K015 144601
Mandali Near Baba Mat Palace Phagwara to Banga Road Village Man Dhali 144501 IDIB000M325 144501
Banga Railway Road Banga 144505 IDIB000B603 144505
Nawanshahr Doaba Railway Road Nawan Shahr Doaba Nawanshahr 144514 IDIB000N041 144514
Balachur Kamla Market Opposite Police Station Balachur 144521 IDIB000B566 144521
Garhshankar Railway Road Near Chamak Steel Industires Garhshankar 144527 IDIB000N101 144527
Rattewal Vill PO Rattewal Tehsil Balachaur 144545 IDIB000R617 144545

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IFSC Code of Phagwara, Indian Bank

The IFSC code of Phagwara branch of Indian Bank, located at Handa Complex G T Road Phagwara 144401, Kapurthala, Punjab is IDIB000P632. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 144019203. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteindianbank.bank.in ↗
DistrictKapurthala
StatePunjab
PIN Code144401

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IDIB000P632 — Phagwara, Indian Bank

Specimen image for reference only. IFSC IDIB000P632 belongs to Phagwara, Indian Bank.

Branch Location
Phagwara — Indian Bank
Handa Complex G T Road Phagwara 144401
Kapurthala, Punjab, India — PIN 144401
Branch details of IDIB000P632 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)