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Updated: 31 Oct 2026, 12:03 pm IST

HDFC Kosa, Champa – IFSC HDFC0004856

HDFC Bank · Atal Bazar Gram Kosa Dist Janjgir Champa Bilaspur CGH Chhattisgarh 495663, Champa, Chhattisgarh

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Bank
HDFC Bank
Branch
Kosa
MICR Code
495240512
Address
Atal Bazar Gram Kosa Dist Janjgir Champa Bilaspur CGH Chhattisgarh 495663
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

HDFC
HDFC Bank
0
always zero
004856
Kosa

This is the only HDFC branch with PIN code 495663 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

HDFC branches near Kosa

BranchIFSCPIN
Janjgir Bhawani Plaza Champa Link Road Janjgir Naila Janjgir Champa Chhattisgarh 495668 HDFC0009210 495668
Niharika GR and Subhas Chowk Niharika Dist Korba Chhattisgarh 495677 HDFC0005857 495677
Old Korba G S House Main Road Korba Chhattisgarh 495677 HDFC0001156 495677
Dabhra Khasra Near SBI Kharsia Road Dabhra Chhattisgarh 495688 HDFC0006231 495688
Jaijaipur Nr Tehsil Office Main Rd Jaijaipur Janjgir Champa Chhattisgarh 495690 HDFC0009234 495690
Chandrapur Khasra Near Indian Bank Chandrapur Chhattisgarh 495692 HDFC0005965 495692
Sakti Nr Garima Marbles Station Rd Sakti Champa Chhattisgarh 495006 HDFC0009693 495006
Baloda Ward Nr Chandan Agency Baba Traders Korba Road Baloda Chhattisgarh 495559 HDFC0011327 495559
Nawagarh Keshawani Bhawan, Main Road, Teh Nawagarh, Nawagarh Panchayat Nagar, Janjgir Champa 495557 HDFC0003862 495557
Shivrinarayan Bhogapara Opposite Baghel Hospital Shivrinarayan Chhattisgarh 495557 HDFC0006597 495557

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IFSC Code of Kosa, HDFC Bank

The IFSC code of Kosa branch of HDFC Bank, located at Atal Bazar Gram Kosa Dist Janjgir Champa Bilaspur CGH Chhattisgarh 495663, Champa, Chhattisgarh is HDFC0004856. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 495240512. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websitehdfc.bank.in ↗
DistrictChampa
StateChhattisgarh
PIN Code495663
AreaJanjgir Champa

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for HDFC0004856 — Kosa, HDFC Bank

Specimen image for reference only. IFSC HDFC0004856 belongs to Kosa, HDFC Bank.

Branch Location
Kosa — HDFC Bank
Atal Bazar Gram Kosa Dist Janjgir Champa Bilaspur CGH Chhattisgarh 495663
Champa, Chhattisgarh, India — PIN 495663
Branch details of HDFC0004856 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)