Is this the right branch?
ESMF
Esaf Small Finance Bank Limited
0
always zero
001878
Koch Bihar
Careful — 1 other Esaf Small Finance Bank branch has the same PIN code 721301. Check the branch name on your cheque or passbook before you send money.
| Koch Bihar this page | ESMF0001878 | Kaushallya, PO Karagpur, Pachim Medinipur, West Bengal 721301 |
| Kharagpur | ESMF0001877 | Kaushallya, PO Karagpur, Pachim Medinipur, West Bengal 721301 |
How should I send money here?
UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum
*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.
{"best":"✔ Best choice","ok":"✓ Also works","no":"✕ Not for this amount","off":"✕ Not at this branch","a1":"Use UPI or IMPS — the money arrives in seconds, any day. NEFT also works.","a2":"Use IMPS — instant. Too much for most UPI apps, too little for RTGS.","a3":"Use RTGS for large amounts. IMPS and NEFT also work.","a4":"Use RTGS — no upper limit, real-time. NEFT also works; IMPS stops at ₹5 lakh.","a5":"This branch does not take RTGS — use NEFT (any amount) or IMPS (up to ₹5 lakh).","a6":"This branch does not take RTGS — use NEFT, which has no upper limit. IMPS stops at ₹5 lakh."}Esaf Small Finance Bank branches near Koch Bihar
Branches with other PIN codes close by:
| Branch | IFSC | PIN |
|---|---|---|
| Haldia Durgachak Colony Durgachak P O Purba Medinipur 721602 | ESMF0001882 | 721602 |
The map loads only when you ask for it — the page stays fast on phones.
IFSC Code of Koch Bihar, Esaf Small Finance Bank Limited
The IFSC code of Koch Bihar branch of Esaf Small Finance Bank Limited, located at Kaushallya, PO Karagpur, Pachim Medinipur, West Bengal 721301, Cooch Behar, West Bengal is ESMF0001878. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.
| Website | esaf.bank.in ↗ |
| District | Cooch Behar |
| State | West Bengal |
| PIN Code | 721301 |
| Area | Cooch Behar |
New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.
More about this branch
Sample cheque showing where IFSC and MICR are printed
Specimen image for reference only. IFSC ESMF0001878 belongs to Koch Bihar, Esaf Small Finance Bank Limited.
Branch Location
Koch Bihar — Esaf Small Finance Bank LimitedKaushallya, PO Karagpur, Pachim Medinipur, West Bengal 721301
Cooch Behar, West Bengal, India — PIN 721301
Branch details of ESMF0001878 as a JSON file