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Updated: 31 Oct 2026, 12:03 pm IST

Esaf Small Finance Bank Panamaram, Wayanad – IFSC ESMF0001603

Esaf Small Finance Bank Limited · Kalpetta Manathavady Road, Near St Judes Town Church, Panamaram P O, Wayanad Kerala 670721, Wayanad, Kerala

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Bank
Esaf Small Finance Bank Limited
Branch
Panamaram
MICR Code
670760205
Address
Kalpetta Manathavady Road, Near St Judes Town Church, Panamaram P O, Wayanad Kerala 670721
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

ESMF
Esaf Small Finance Bank Limited
0
always zero
001603
Panamaram

This is the only Esaf Small Finance Bank branch with PIN code 670721 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Esaf Small Finance Bank branches near Panamaram

BranchIFSCPIN
Vellamunda Kanhayi Building, Vellamunda P O, Wayanad, Kerala 670731 ESMF0001578 670731
Ulikkal Building S J Petrol Pump, Vayathurkannurkerala 670705 ESMF0001989 670705
Kanichar Seena Complex, Near Kurisupalli, Kanichar P O, Kannur, Kerala 670674 ESMF0001791 670674
Kattikulam Mysore Road Kattikulam P O Wayanad Dist Kerala 670646 ESMF0001639 670646
Kuppadithara Thoppil Buildings, Cheriankolly Kuppadithara Road, Wayanad 670645 ESMF0001192 670645
Mananthavadi Zaiaia, Square Mall, Mysore Road, Mananthavady, Wayanad 670645 ESMF0001163 670645
Thalapuzha Muscat Plaza, Thalapuzha, Wayanad, Kerala 670644 ESMF0001633 670644
Koothuparamba Building, First Floor, Balram City Mall, Kothuparamba, Thalassery-Mysore Road, District-Kannur, State-Kerala 670643 ESMF0001824 670643
Payyavoor Building, Malayora Highway, Payyavoor Junction, Kannur-District, Kerala-State 670633 ESMF0001991 670633
Chemperi Chemperi Alakode Road, Eruvessy, Kannur-District, Kerala 670632 ESMF0001955 670632

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IFSC Code of Panamaram, Esaf Small Finance Bank Limited

The IFSC code of Panamaram branch of Esaf Small Finance Bank Limited, located at Kalpetta Manathavady Road, Near St Judes Town Church, Panamaram P O, Wayanad Kerala 670721, Wayanad, Kerala is ESMF0001603. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 670760205. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteesaf.bank.in ↗
DistrictWayanad
StateKerala
PIN Code670721

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for ESMF0001603 — Panamaram, Esaf Small Finance Bank Limited

Specimen image for reference only. IFSC ESMF0001603 belongs to Panamaram, Esaf Small Finance Bank Limited.

Branch Location
Panamaram — Esaf Small Finance Bank Limited
Kalpetta Manathavady Road, Near St Judes Town Church, Panamaram P O, Wayanad Kerala 670721
Wayanad, Kerala, India — PIN 670721
Branch details of ESMF0001603 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)