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Match the branch name and town with your cheque or passbook before you send money.
How should I send money here?
*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.
{"best":"✔ Best choice","ok":"✓ Also works","no":"✕ Not for this amount","off":"✕ Not at this branch","a1":"Use UPI or IMPS — the money arrives in seconds, any day. NEFT also works.","a2":"Use IMPS — instant. Too much for most UPI apps, too little for RTGS.","a3":"Use RTGS for large amounts. IMPS and NEFT also work.","a4":"Use RTGS — no upper limit, real-time. NEFT also works; IMPS stops at ₹5 lakh.","a5":"This branch does not take RTGS — use NEFT (any amount) or IMPS (up to ₹5 lakh).","a6":"This branch does not take RTGS — use NEFT, which has no upper limit. IMPS stops at ₹5 lakh."}Esaf Small Finance Bank branches near Karulai
| Branch | IFSC | PIN |
|---|---|---|
| Anamangad VK Tower, Near Telephonic Exchange, Yanamangad Main Rd, Malappuram, Kerala 679357 | ESMF0001856 | 679357 |
| Chungathara Kuzhikandan Area Building, Near St George Orthodox Church, Chungathara P O, Mallapuram Kerala 679334 | ESMF0001582 | 679334 |
| Edavannapara Kolipurath Building, Opposite Ayurvedha Hospital, Edavannapara Areekode Road, Malappuram 673645 | ESMF0001859 | 673645 |
| Malappuram U M K Tower, Jubilee Road, Bypass-Uphill, Malappuram 676505 | ESMF0001123 | 676505 |
| Pothukallu Edapatta Building, Opp Town Juma Masjid Pothukallu P O Malappuram Kerala | ESMF0001886 | — |
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IFSC Code of Karulai, Esaf Small Finance Bank Limited
The IFSC code of Karulai branch of Esaf Small Finance Bank Limited, located at Pulath Complex, Panchayathupadi, New Karulai Grama Panchayath, Malappuram, Kerala is ESMF0001857. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.
| Website | esaf.bank.in ↗ |
| District | Malappuram |
| State | Kerala |
New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.
More about this branch
Sample cheque showing where IFSC and MICR are printed
Specimen image for reference only. IFSC ESMF0001857 belongs to Karulai, Esaf Small Finance Bank Limited.
Branch Location
Karulai — Esaf Small Finance Bank LimitedPulath Complex, Panchayathupadi, New Karulai Grama Panchayath
Malappuram, Kerala, India