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Updated: 31 Oct 2026, 12:03 pm IST

Esaf Small Finance Bank Karuvarakundu – IFSC ESMF0001546

Esaf Small Finance Bank Limited · Vayalil Arcade, Near Bus Stand, Malappuram 676523, Karuvarakundu, Kerala

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Bank
Esaf Small Finance Bank Limited
Branch
Karuvarakundu
MICR Code
676760155
Address
Vayalil Arcade, Near Bus Stand, Malappuram 676523
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

ESMF
Esaf Small Finance Bank Limited
0
always zero
001546
Karuvarakundu

This is the only Esaf Small Finance Bank branch with PIN code 676523 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Esaf Small Finance Bank branches near Karuvarakundu

BranchIFSCPIN
Kalikavu Fathima Bazar, Kalikavu P O, Malappuram Kerala 676525 ESMF0001623 676525
Pandikkad Anjillan Building, Pandikkad, Malappuram, Kerala 676521 ESMF0001392 676521
Othukkungal PVG Arcade, Near Mattathur Govt L P School, Othukkungal P O, Malappuram 676528 ESMF0001549 676528
Kuruva Kuruva Village, Near Kuruva Panchayat Office, Malappuram 676507 ESMF0001556 676507
Makkaraparamba Kilivayil Building, Makkaraparamba P O, Malappuram, Kerala 676507 ESMF0001622 676507
Kodur Room, Paloli Complex, Chemmankadavu, Kodur, Malappuram, Kerala 676506 ESMF0001616 676506
Edavanna Hiba Tower, Cpa Junction, Edavanna, Malappuram, Kerala 676541 ESMF0001522 676541
Kayamkulam Green Garden Buildings, Puthiyidam, Kayamkulam, Alapuzha District 676505 ESMF0001200 676505
Malappuram U M K Tower, Jubilee Road, Bypass-Uphill, Malappuram 676505 ESMF0001123 676505
Kottakkal Mas Building, Edarikode, Thirurangadi, Malappuram 676501 ESMF0001127 676501

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IFSC Code of Karuvarakundu, Esaf Small Finance Bank Limited

The IFSC code of Karuvarakundu branch of Esaf Small Finance Bank Limited, located at Vayalil Arcade, Near Bus Stand, Malappuram 676523, Karuvarakundu, Kerala is ESMF0001546. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 676760155. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteesaf.bank.in ↗
DistrictKaruvarakundu
StateKerala
PIN Code676523
AreaMalappuram

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for ESMF0001546 — Karuvarakundu, Esaf Small Finance Bank Limited

Specimen image for reference only. IFSC ESMF0001546 belongs to Karuvarakundu, Esaf Small Finance Bank Limited.

Branch Location
Karuvarakundu — Esaf Small Finance Bank Limited
Vayalil Arcade, Near Bus Stand, Malappuram 676523
Karuvarakundu, Kerala, India — PIN 676523
Branch details of ESMF0001546 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)